Discover affordable, flexible life insurance options tailored to your needs. From term life to indexed universal life with living benefits, Ruffy Santos Ronas is here to help you build a legacy and safeguard what matters most.
Ready to apply? Visit our application form at: https://agents.ethoslife.com/invite/5a0ee
Affordable, straightforward coverage for a set period (10, 20, or 30 years). Protect your loved ones with a guaranteed death benefit during the policy term.
Flexible, permanent coverage with cash value growth linked to market indexes. Enjoy living benefits for chronic, critical, or terminal illness, plus long-term wealth-building potential.
Give your child a financial head start with a policy that grows with them—offering lifelong protection, cash value, and a legacy of smart planning.
Access a portion of your death benefit early in case of chronic, critical, or terminal illness. Protect your family from unexpected medical expenses and financial burdens.
Imagine giving your child a gift that grows with them — a financial foundation that lasts a lifetime. Not just savings, but protection and potential for long-term wealth. An Indexed Universal Life insurance policy (IUL) can do exactly that.
An IUL for your child is more than a policy. It’s a legacy of smart planning. You’re giving them: • Lifetime protection • Long-term financial growth • The freedom to chase their dreams — without starting from zero.
Let’s talk about how affordable this can be. A small investment today can unlock a world of possibilities for your child tomorrow. If you need to know more, I’m glad to help you.
21 buck drive Galloway New Jersey 08205